Thanks alot for the help ScottD.
For anyone else having this problem, it was just me being dumb.
My Username was recorded in all lowercase letters.
I tried loggin in with : simdudes
and it worked.
I hope i'm not just being dumb, but I think I've done everything correct.
With FTP it estabishes a connection, but then says:
"530 Login authentication failed"
"Could not connect to server"
With cPanel:
"Login Attempt Failed!"
I believe I am logging in with correct Caps.
Account Name...