I use Filezilla
Host: xo1.x10hosting.com -- Not my domain, the server that I am on
User: igor -- my cPanel username
Password: whatHump? -- my cPanel password.
Just using the FTP account that came with the hosting account.
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Just added a FTP account via cPanel
Host: xo1.x10hosting.com -- Not my domain, the server that I am on
User:
frankie@laboratory.x10.zap --- user name just created
Password: greatKnockers!
Worked fine.