MLM & Payment?

focus

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I'm just wondering how do MLM websites usually pay people?
For example, websites that pay you for your referral and a percentage from the referrals referral... How does the user getting paid actually receive the money?

Do they gather points up in their account which they can swap for money?
or does the money get transferred directly to the users account via credit card?
What other ways are for the users to get paid?

Also is someone able to tell me what I should be searching for (terminology) for this type of MLM payment information so i can find advantages and disadvantages?

Thanks in advance by the way! :)
 
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