the easiest way is to do this:
tornwar.x10hosting.com/index => put a file called "index.html" in the folder /public_html/index/
tornwar.x10hosting.com/home => put a file called "index.html" in the folder /public_html/home/
etc.
This makes a pretty ugly solution. Anytime you want to add a new page you have to create a new folder and complete new page. This is the big limitation of using strictly only HTML.
Now, if we do something like this
tornwar.x10hosting.com/index => is the same as tornwar.x10hosting.com/index.php?page=index
tornwar.x10hosting.com/home => is the same as tornwar.x10hosting.com/index.php?page=home
Which is quite a bit cleaner. We do this through PHP and htaccess.
So, the choice is yours. Learn two new programming languages, or do what is easier to implement, but harder to change.
Best of luck!