Looks like you were affected by the issues as this announcement speaks of: http://x10hosting.com/forums/news-announcements/165237-boru-account-issues-after-upgrades.html
The fact that the entire home folder is missing would be why you can't upload any files nor create ftp accounts.
Unfortunately we do not currently have any available backups, we can restore functionality to the account by re-creating it, but before we do so please let us know you have backups of your database(s) if applicable.