About Paypal

[Wizet]

For paypal when you buy something like a domain, even if you don't have a credit card or bank account but you have money inside can you still buy something?

(Sounds like a run-on sentence)

 

[Anna]

yes, you can do that, if there's enough funds in the pypal account you can shop without creditcard.
Paypal always extracts from the account first, and only withdraws from a credit card if the funds are not enough.

 

[zhlocolijo]

But when I tried to sell something on ebay it asked me for a credit card number and the other info. If I didn't give them the info they wouldn't let me sell it.

Edit: Sorry for the confusion, I used another account. Don't worry I won't be switching credits.

 

[Anna]

for selling on ebay they might have implemented a rule that you must have a verified paypal account, something you'd be able to get by entering a credit card to the account for instance.
I've never tried selling anything using paypal as payment method so I have no experience on that and hence can't give a definite answer to weather it can be done or not.

the initial question was about buying things with paypal without having an credit card, and that is possible.

 

[freenetter]

Well, the answer to your question is actually yes and no.

Why? Because as far as I am aware, to have 'PayPal money' in your PayPal account, you need a bank account to be linked to your PayPal account (Unless someone sends you money).

So when you go to buy a domain for example, you are correct in that you do not need to enter any banking details to complete the PayPal transaction. You just:

- Go to the checkout page on the domain registrar's website, select PayPal as your payment method

- Enter your PayPal username and password and login

- Then PayPal will tell you it is deducting the money to pay for the domain from your PayPal balance - this is your 'PayPal money'.

- Simple as that.

 

[Anna]

I can put money in the paypal account without actually linking the bank account, I can do it the same way I'd pay any (domestic) bill, that might be different in other counties though (would take a few days before the balance gets updated in paypal though).

 

[Wizet]

So just to put this in final and simple words. You don't need a credit card or bank account to buy a domain if you already have Paypal account money stored right?

Note: I don't want to get a x10 payment and then not being able to use it because i don't have a credit card or bank account. Just want to double and check.

 

[Anna]

yes, you can buy a domain without having a credit card, as long as the domain seller doesn't require you to have a verified paypal account, then you sort of need either of them... Don't think it is common though that a seller requires it

 

[Wizet]

Okay that's all I needed. Thanks LadyAnna.