I have to agree.
The background texture is too contrasty and distracts the eye.
Colours should always be kept to 2 and tones of the same colours - maximum 3 if using an accent colour.
Colour saturation is far too bright and hurts my eyes!
Too many font types - a common issue. Try to retain one or maximum of two font types throughout.
Main content font size is too big IMHO. Big is what first-time graphic designers do to make it look more important but in fact, it cheapens it. Try font size 11 or 12.
Your footer background doesn't fit with anything - it should reflect the top in some way.
For a better filler - try 'Lorem Ipsum' (look it up on google) - its the industry standard filler!
Hope this helps a bit.